S978Referred to Committee
HELPER Act of 2025
Introduced
In Committee
3
Passed One Chamber4
Passed Both5
Signed into Law119th
Congress
2025-03-12
Introduced
25
Cosponsors
S
ⓘType
Sponsor
Ashley Moody
Republican · FL · Senator
Votes with party: 75.0% (840 recorded votes)
Top industries funding sponsor:
- Conservative Groups$11,211k
- Progressive Groups$1,500k
Full profile: /officials/M001244
Source: Congress.gov · FEC
Cosponsors (25)
Members who have signed on to support this bill since introduction. Source: Congress.gov.
- Bill Cassidy (R-LA)Original· 2025-03-12
- Jon Ossoff (D-GA)Original· 2025-03-12
- Raphael G. Warnock (D-GA)Original· 2025-03-12
- Catherine Cortez Masto (D-NV)· 2025-03-13
- Jeanne Shaheen (D-NH)· 2025-03-13
- Ruben Gallego (D-AZ)· 2025-03-13
- John W. Hickenlooper (D-CO)· 2025-03-14
- Richard Blumenthal (D-CT)· 2025-03-26
- Lisa Murkowski (R-AK)· 2025-04-01
- Cory A. Booker (D-NJ)· 2025-04-07
- James E. Risch (R-ID)· 2025-04-07
- Mark Kelly (D-AZ)· 2025-04-10
- John Fetterman (D-PA)· 2025-04-28
- Tammy Baldwin (D-WI)· 2025-04-28
- Dan Sullivan (R-AK)· 2025-04-29
- Elissa Slotkin (D-MI)· 2025-04-29
- James C. Justice (R-WV)· 2025-04-30
- John Boozman (R-AR)· 2025-05-12
- Ben Ray Luján (D-NM)· 2025-09-02
- Adam B. Schiff (D-CA)· 2025-09-15
- Rick Scott (R-FL)· 2025-10-03
- James Lankford (R-OK)· 2026-03-18
- Margaret Wood Hassan (D-NH)· 2026-03-19
- Richard J. Durbin (D-IL)· 2026-04-28
Latest Action
The most recent step in the bill's legislative path. Committee Activity below shows referrals and reports; the full action-by-action history including floor proceedings lives at Congress.gov →
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2025-03-12
Source: Congress.gov
Committee Activity
Previously
- Banking, Housing, and Urban Affairs CommitteeReferred To · 2025-03-12
- Senate Committee on Banking, Housing, and Urban AffairsReferred To · 2025-03-12
Plain-English Summary
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Plain-English rewrite of the Congressional Research Service summary published on Congress.gov. Cached and reviewed.
Subjects
Finance and Financial Sector
Full bill text is not yet cached locally.
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