Mike Flood

VA TRUST Act

The VA TRUST Act would establish new requirements and oversight mechanisms for the Department of Veterans Affairs to improve transparency and accountability in how it manages programs and spending. The bill aims to give veterans and Congress better visibility into VA operations and decision-making, potentially including requirements for regular reporting on service quality, financial management, and program effectiveness. Veterans, VA employees, and taxpayers would be affected by these changes, which are designed to ensure the agency operates more efficiently and responsively to veterans' needs.

Bank Fraud Technology Advancement Act of 2026

The legislation would require banks and financial institutions to invest in and adopt advanced technology systems to detect and prevent fraud, such as artificial intelligence and machine learning tools that can identify suspicious transactions in real time. This would affect banks, credit unions, and their customers by potentially reducing fraudulent charges and identity theft while requiring financial institutions to spend money on upgrading their security systems. The goal is to make it harder for criminals to steal money from bank accounts and commit financial fraud.

Precision Agriculture Workforce Training and Development Act

The proposal would direct the federal government to fund research and training programs focused on developing workers skilled in precision agriculture—the use of technology like GPS, sensors, and data analysis to optimize farming. This would help farmers and agricultural companies find trained employees who can operate and maintain these advanced farming technologies. The bill aims to address a potential shortage of workers with the technical skills needed for modern, technology-driven agriculture.

TRIA Program Reauthorization Act of 2026

TRIA Program Reauthorization Act of 2026 This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk. The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Least Cost Exception Act

Least Cost Exception Act This bill allows the Federal Deposit Insurance Corporation (FDIC) to waive the least-cost resolution requirement for failed insured depository institutions and use alternative methods of resolution, particularly alternatives that do not involve global systemically important banks (G-SIBs). Under current law, the FDIC must use the resolution method (such as a deposit payoff or the purchase and assumption of a bank’s assets and liabilities) that costs the FDIC's Deposit Insurance Fund the least to implement when an insured depository institution fails. The bill provides an exception to this requirement if the following criteria are met: the alternative method is the least costly of all alternatives that do not involve a G-SIB and that do not exceed the cost of liquidation; the difference in cost between the selected alternative and the cost of a resolution involving a purchase and assumption by a G-SIB is less than a maximum cost as established by rule; if the alternative involves a person purchasing assets or assuming liabilities, that person must pay an assessment to the FDIC; and it is determined that the risks to the fund are outweighed by the benefits of limiting the concentration of U.S. banking under G-SIBs. FDIC must issue a report on any use of the exception established by this bill containing an analysis of the economic impact of cost differences between the selected alternative and the least-cost alternative.

USS Frank E. Evans Act

USS Frank E. Evans Act This bill requires the Department of Defense to authorize inclusion on the Vietnam Veterans Memorial Wall in the District of Columbia of the names of the 74 crew members of the USS Frank E. Evans killed on June 3, 1969.

College Students Continuation of Mental Health Care Act of 2025

This bill would help college students maintain access to mental health care when they transition between insurance plans, such as when they age out of their parents' coverage or graduate. It aims to reduce gaps in mental health treatment for young adults during these vulnerable periods by ensuring continuity of care with their current providers. The legislation would affect college students, their families, health insurance companies, and mental health providers.

To require approval from the Secretary of Housing and Urban Development for any Federal manufactured home and safety standards, and for other purposes.

This bill would give the Secretary of Housing and Urban Development the power to approve all federal safety and quality standards for manufactured homes before they take effect. The change would centralize decision-making about mobile home regulations under one federal official, potentially affecting manufacturers who build these homes and the millions of Americans who live in them. The bill is currently being reviewed by the House Committee on Financial Services.

Identifying Regulatory Barriers to Housing Supply Act

The legislation would require federal agencies to identify and report on rules and regulations that make it harder or more expensive to build new housing. By examining barriers created by federal policy, the bill aims to help policymakers understand what changes might increase the housing supply and make homes more affordable for renters and homebuyers.

Sustainable Aviation Fuel Information Act

This bill would require airlines and fuel suppliers to provide information about sustainable aviation fuel (SAF)—cleaner fuel made from renewable sources like plants and waste—including how much they use and its environmental benefits. The measure aims to give passengers, investors, and regulators better visibility into the aviation industry's efforts to reduce carbon emissions and transition away from traditional jet fuel. Airlines, fuel companies, and potentially consumers would be affected by these new reporting requirements.

Housing Supply Frameworks Act

This bill would establish new rules and frameworks to help increase the supply of affordable housing across the country, likely by streamlining the approval process for new housing developments and removing regulatory barriers that slow construction. The changes would affect homebuilders, local governments, and people looking for affordable places to live by making it faster and potentially cheaper to build new homes and apartments.

Improving Measurements for Loneliness and Isolation Act of 2025

Improving Measurements for Loneliness and Isolation Act of 2025 This bill requires the Department of Health and Human Services to establish a Working Group on Unifying Loneliness Research. The working group must recommend standardized measurements of loneliness and social isolation for use in research and educating the public. The working group must report to Congress on its work and recommendations and make this information publicly available online. The working group sunsets on December 31, 2027.