Stephen F. Lynch

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

Congress is considering blocking a decision by the Consumer Financial Protection Bureau to withdraw a rule about credit reporting companies sharing consumer credit files. If approved, this would prevent the agency from backing away from requirements that make it easier for people to see and understand their credit information. The measure would affect credit reporting agencies and consumers who rely on access to their credit files.

Vote by Mail Protection Act of 2026

This bill would cancel Executive Order 14399, which was issued by President Biden, preventing it from being enforced or having any legal effect. The order being targeted relates to federal employee compensation and benefits, so eliminating it would affect how the federal government manages pay and benefits for its workers. The bill has been referred to multiple House committees for review, including those handling the judiciary, government oversight, taxes, and House administration.

DPA Emerging Technology Act of 2026

This bill would likely give the federal government expanded authority to direct private companies to prioritize production of emerging technologies considered critical to national security, similar to powers used during wartime. The measure would affect technology companies, manufacturers, and potentially their supply chains by allowing the government to requisition resources or mandate production shifts for items like semiconductors, artificial intelligence systems, or other advanced technologies deemed essential. The goal appears to be ensuring the U.S. can rapidly scale up production of cutting-edge technologies if needed for defense or economic competitiveness.

Failing Bank Acquisition Fairness Act

When a bank fails, the government agency that takes it over would have to follow new rules to make sure the sale process is fair and transparent to potential buyers. The bill aims to prevent favoritism or backroom deals when the government sells off a failed bank's assets and operations to another financial institution. This would affect banks, investors, and potentially customers whose deposits are at risk during bank failures.

Youth Financial Learning Act

This bill would require schools to teach students about personal finance topics like budgeting, saving, investing, and managing debt before they graduate. The goal is to give young people practical money skills they'll need as adults, affecting students, teachers, and school districts that would need to incorporate financial education into their curricula.

Modular Housing Production Act

The legislation would encourage the construction of modular homes—houses built in factories in sections and then assembled on-site—by removing regulatory barriers and potentially providing financial incentives. This approach aims to make housing more affordable and faster to build for homebuyers and renters, while potentially creating manufacturing jobs. The bill targets the housing shortage by streamlining the approval process for these factory-built homes across different states and regions.

Kleptocracy Asset Recovery Rewards Program Act

This bill would create a financial rewards program that pays people who help the U.S. government recover stolen assets hidden by corrupt foreign officials and their associates. Similar to whistleblower programs in other areas, it would incentivize individuals with inside knowledge to come forward by offering them a share of the money recovered, making it more likely that stolen funds get returned to their rightful countries. The program targets money laundering and corruption schemes where foreign leaders and their networks stash ill-gotten gains in U.S. banks and investments.

Air Traffic Noise and Pollution Expert Consensus Act of 2025

Air Traffic Noise and Pollution Expert Consensus Act of 2025 This bill requires the Federal Aviation Administration to enter into an arrangement with the National Academies of Sciences, Engineering, and Medicine to examine and report on the various health impacts of air traffic noise and pollution.

Expressing the sense of the House of Representatives that Congress should take all appropriate measures to ensure that the United States Postal Service remains an independent establishment of the Federal Government and is not subject to privatization.

This resolution expresses the sense of the House of Representatives that Congress should ensure that the U.S. Postal Service is not privatized and remains an independent establishment of the federal government.