
Accountability Score — composite of attendance, independence, bipartisan tone, ethics record & transparency.
MethodologyInvesting in All of America Act of 2025
Investing in All of America Act of 2025 This bill modifies the limit on the amount of financing available to a Small Business Investment Company (SBIC) from the Small Business Administration (SBA). It also expands the definition of private capital with respect to SBICs. Specifically, the bill reduces the maximum outstanding financing available to an SBIC from 300% to 200% of the SBIC's private capital. The bill increases from $350 million to $450 million the maximum financing available to two or more commonly controlled SBICs that make quarterly or semiannual interest payments. The bill also expands the amounts that may be excluded from the calculation of the financing limit to include the amounts an SBIC invests in (1) rural areas, (2) certain technology categories, or (3) small manufacturers. The bill revises the cap on such excluded amounts to the lesser of $125 million or the aggregate of 50% of the private capital of the SBIC. Additionally, the bill expands what is considered the private capital of an SBIC to include funds obtained from the business revenue of additional government-sponsored corporations and funds invested by the trust or endowment of a college or university.
To require the Secretary of Housing and Urban Development to conduct an improper payment assessment for project-based and tenant-based assistance, and for other purposes.
The federal government would be required to study how much money is being lost to fraud, errors, and improper payments in housing assistance programs that help low-income people afford rent. This assessment would examine both project-based assistance (where aid goes to specific apartment buildings) and tenant-based assistance (where aid follows individual renters), helping identify where money is being wasted or misused. The findings could lead to better oversight and stronger controls to protect taxpayer dollars in these housing programs.
Regulatory Review Improvement Act of 2026
This bill would change how federal agencies review and update their existing regulations, likely making it easier for agencies to reconsider or eliminate rules that are outdated or burdensome. The changes would affect businesses of all sizes, workers, and consumers by potentially reducing regulatory requirements across industries. Small businesses and the judiciary committees are particularly focused on this legislation because of how it could impact compliance costs and legal processes.
Endless Mountains National Heritage Area Act
This bill would establish a new National Heritage Area in Pennsylvania's Endless Mountains region, allowing the federal government to work with local communities to preserve the area's natural landscapes, cultural heritage, and historical sites. The designation would help coordinate tourism, conservation efforts, and economic development in the region while giving residents and local organizations a say in how the land is managed. Visitors, outdoor enthusiasts, and people living in the area would benefit from improved access to recreational opportunities and protected natural resources.
Growing Deposit Insurance for the Future Act
This bill would increase the amount of money the federal government guarantees to protect in individual bank accounts if a bank fails, likely raising the current $250,000 limit per account holder. The change would give depositors greater peace of mind that their savings are safe, though it could also increase costs for the insurance fund that backs these guarantees. Banks and their customers would be the primary groups affected by any increase in deposit protection.
Restoring the Secondary Trading Market Act
Restoring the Secondary Trading Market Act This bill prohibits states from banning, limiting, or imposing conditions upon off-exchange secondary trading of securities. This prohibition applies if the issuer of those securities provides public information on the issuer's financial status in accordance with federal regulations.
Most Favored Patient Act of 2026
The bill would allow patients to access the same discounted drug prices that pharmaceutical companies negotiate with government health programs like Medicare, rather than paying higher prices available to the general public. This would apply to prescription medications covered by private insurance and other health plans, potentially reducing out-of-pocket costs for millions of Americans. The proposal aims to level the playing field so that individual patients benefit from bulk-purchasing discounts similar to what large government programs receive.
Small Business Lending Fraud Prevention Act
This bill would require lenders and financial institutions to implement stronger verification procedures and fraud detection systems when approving loans to small businesses, aiming to reduce fraudulent loan applications and protect both lenders and legitimate business owners. It would likely establish clearer standards for how banks verify applicant information and report suspicious activity, helping prevent criminals from obtaining loans through false claims about their business or finances. Small business owners, banks, and the Small Business Administration would all be affected by these new lending safeguards.
SCAM Act
The SCAM Act aims to protect consumers from fraudulent schemes and deceptive business practices in commerce by establishing stronger penalties and enforcement mechanisms against scammers. The bill would likely give federal agencies more tools to investigate and prosecute people who use misleading tactics to steal money or personal information from the public. This would affect both individual consumers who fall victim to scams and the companies responsible for perpetrating them.
SAFE Guidance Act
The legislation would require federal financial regulators to provide clear written guidance to banks and financial companies before enforcing new rules, giving these institutions time to understand and prepare for compliance. This affects banks, credit unions, and other financial firms that need to know what regulators expect of them, potentially reducing confusion and unintended violations of financial regulations.
ACCESS Act of 2025
Amendment for Crowdfunding Capital Enhancement and Small-business Support Act of 2025 or the ACCESS Act of 2025 This bill expands the exemption from certain disclosures applicable to crowdfunding issuers with specified target offering amounts. (Crowdfunding is used to raise capital through a large number of individuals investing potentially small amounts of money.) Under current law, crowdfunding issuers that have target offering amounts of $100,000 or less are not required to make available financial statements reviewed by an independent public accountant. The bill increases that amount to $250,000 and allows the Securities and Exchange Commission to increase this amount to no more than $400,000 upon recommendation of the Office of the Advocate for Small Business Capital Formation and the Office of the Investor Advocate.
CFPB–IG Reform Act of 2025
This bill would change how the Consumer Financial Protection Bureau's internal watchdog operates, likely affecting the agency's ability to investigate wrongdoing and oversee its own operations. The changes would go to Congress's oversight committees for review, suggesting the bill aims to either strengthen the inspector general's independence or adjust their powers and responsibilities within the agency that regulates banks, credit card companies, and other financial institutions.
PIIA Reform Act
PIIA Reform Act This bill establishes a federal Overpayment Czar position, requires federal agencies to identify certain programs and activities as susceptible to improper payments (i.e., payments that should not have been made or were made in an incorrect amount), and imposes financial penalties on agencies for noncompliance with requirements related to reducing improper payments. The bill establishes the position of Director of Improper Payment Mitigation, to be known as the Overpayment Czar, within the Office of Management and Budget (OMB). The duties of the Overpayment Czar include assisting federal agencies in preventing improper payments and fraud. Under the bill, federal agencies must additionally identify as susceptible to significant improper payments any program or activity that is in the first four years of operation and has or is expected to have outlays exceeding $100 million in any of the first three fiscal years of operation unless, based upon a review of the program or activity, the agency makes a determination to the contrary. The bill requires a reduction in certain appropriations accounts for agencies that do not comply with various requirements related to reducing improper payments (such as publishing improper payments estimates and programmatic corrective action plans). States receiving funding for certain programs, such as Medicaid and unemployment compensation, must use payment integrity tools approved by OMB to reduce overpayments. Each annual governmentwide five-year financial management plan produced by OMB must include a plan to decrease improper payments throughout executive agencies.
Recognizing Gold Shield Families and affirming that their sacrifices and difficulties should not be forgotten.
This resolution recognizes and honors Gold Shield Families for their sacrifices and support of their loved ones in service to our nation. Gold Shield Families consist of the families of fallen police officers, firefighters, emergency medical technicians (EMTs), correction officers, emergency dispatch officers, and emergency service providers.