Marlin A. Stutzman

Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act

The bill would require federal agencies that oversee banks and financial institutions to evaluate and report on their ability to use technology effectively in their work. This could help identify gaps in how well these agencies can monitor financial companies and protect consumers in an increasingly digital banking system.

Foreign Propaganda Transparency Act

This bill would require foreign governments and their agents to disclose when they're spending money to influence American public opinion through media, advertising, or other communications. The law aims to help Americans identify propaganda and understand who is actually funding political messaging they encounter. It would likely affect foreign governments, media outlets with foreign backing, and potentially some international organizations operating in the United States.

To require the Federal Deposit Insurance Corporation and the National Credit Union Administration to carry out an analysis to determine whether insurance coverage should be raised on covered transaction accounts, and for other purposes.

The bill would require federal banking regulators to study whether the amount of money the government insures in checking and savings accounts should be increased beyond the current $250,000 limit. This analysis would help determine if higher insurance coverage is needed to better protect people's deposits during banking crises. The study would affect everyday bank customers, small business owners, and financial institutions that hold these accounts.

American Families First Act

Based on the title and housing focus, this bill likely aims to help American families afford housing or improve their living conditions through federal programs or funding. The specific measures could include assistance for first-time homebuyers, rental support for low-income families, or investments in community development projects. The bill is currently being reviewed by a congressional subcommittee focused on economic opportunity.

Regulation A+ Improvement Act of 2025

Regulation A+ Improvement Act of 2025 This bill increases the aggregate dollar limit of certain securities offerings exempt from registration requirements (i.e., Regulation A+ offerings) from $50 million annually to $150 million annually, adjusted in future years for inflation.

Chemical Abortion Risk Awareness Act

This bill would require doctors to inform patients about the risks associated with medication-based abortion before providing the drugs, and would establish reporting requirements for any serious complications that occur. The measure would affect women seeking abortion care and healthcare providers who administer these medications. Supporters argue it increases informed consent, while opponents contend it could create barriers to accessing abortion services.

Streamlining Rural Housing Act of 2025

This bill would make it easier for people in rural areas to get loans and build or improve homes by simplifying the application process and reducing red tape for rural housing programs. It likely aims to help rural families and communities access affordable housing by cutting through bureaucratic delays that currently slow down loan approvals. The changes would primarily affect rural homebuyers, farmers, and small communities that have struggled to compete with urban areas for housing development resources.

Restoring Checks and Balances Act

Restoring Checks and Balances Act This bill requires any covered rule issued by a federal agency after this bill's enactment to sunset five years after its effective date unless the rule is specifically reauthorized by Congress. A covered rule generally means a rule under the Administrative Procedure Act, but does not include a rule issued in accordance with specified formal rulemaking provisions of the Administrative Procedure Act; issued with respect to a military or foreign affairs function of the United States; that the Office of Information and Regulatory Affairs certifies is necessary for the enforcement of federal criminal laws; that is limited to agency organization, management, or personnel matters; or that is necessary due to an imminent threat to human health or safety or any other emergency. An agency may not reissue, enforce, revise, or take other regulatory action related to a covered rule that has sunset. The Office of Management and Budget or the relevant agency may oversee the sunset of covered rules. If the agency that issues covered rules wants to request a reauthorization for such rules, such agency shall submit to Congress a report that includes (1) a justification for such reauthorization, (2) any related covered rules, and (3) any recommendation or request made by the chair or ranking member of an appropriate congressional committee.