Janelle S. Bynum

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2023-01: Unfair Billing and Collection Practices After Bankruptcy Discharges of Certain Student Loan Debts".

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its guidance that protects borrowers from unfair billing and collection practices on student loans after bankruptcy. This would keep the agency's protections in place, preventing debt collectors and loan servicers from pursuing borrowers for student loan debts that have been legally discharged through bankruptcy. The measure affects student loan borrowers who have gone through bankruptcy proceedings and want protection from continued collection efforts.

Recognizing the 100th anniversary of the Bend Chamber of Commerce.

This resolution honors the Bend Chamber of Commerce on reaching its 100-year milestone, recognizing the organization's contributions to the local business community and economic development in Bend, Oregon. The measure is a ceremonial acknowledgment with no direct impact on laws or regulations, serving primarily to celebrate the chamber's century of supporting local businesses and community initiatives.

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2023-01: Unlawful Negative Option Marketing Practices".

Congress would reject a decision by the Consumer Financial Protection Bureau to withdraw its guidance on illegal negative option marketing practices—the deceptive billing tactics where companies automatically charge customers for subscriptions or services without clear consent. This would force the agency to keep its rules in place that protect consumers from being tricked into recurring charges they didn't knowingly agree to. The measure affects everyday people who use online services and subscriptions, as well as the companies that offer them.

Supporting VA Families Act

This bill would provide additional support and benefits to military families and veterans' families, though the specific provisions aren't detailed in the available information. Based on its focus, it likely aims to improve access to services, financial assistance, or other resources for people whose family members serve or have served in the armed forces. The bill is currently being reviewed by Congress and has advanced from a subcommittee to the full committee for further consideration.

Wildfire Aerial Response Safety Act

Wildfire Aerial Response Safety Act This bill directs the Federal Aviation Administration (FAA) to study the effects of unmanned aircraft system (i.e., drone) incursions on wildfire suppression on public lands. Specifically, the FAA must study drone operations in any airspace for which the FAA issued a temporary flight restriction because of a wildfire on land managed by the Departments of Agriculture or the Interior. Among other things, the study must determine the number of occurrences over the last five years in which a drone incursion interfered with wildfire suppression and estimate the effects of each occurrence. The study must also evaluate the feasibility and effectiveness of (1) deploying counter-drone systems to detect, mitigate, and prevent drone incursions during wildfire suppression operations; and (2) disseminating educational materials related to the effects of the incursions on wildfire suppression operations. The FAA must submit a report to Congress on the study's findings and any related recommendations.

First-Time Home Buyers Match Act

This bill would likely create a matching grant or savings program to help first-time home buyers afford down payments and closing costs on their first home purchase. The program would probably match money that eligible buyers save or contribute themselves, making homeownership more accessible to people who struggle to accumulate the large upfront costs required by lenders. The bill would affect individuals trying to buy their first home, particularly those with lower to moderate incomes.

Homebuilders Corps Act of 2026

This bill would likely create a new workforce program to train and employ people in homebuilding and construction trades, similar to how the military runs job training programs. It would help address labor shortages in the construction industry by giving workers the skills they need for jobs in building homes and related fields. The program would affect construction companies looking to hire skilled workers and people seeking careers in the building trades.

SPUR Housing Act

The SPUR Housing Act aims to increase the supply of affordable housing and streamline the development process for new residential construction. The bill likely includes provisions to reduce regulatory barriers, provide funding or incentives for housing projects, or modify zoning rules to make it easier to build homes—affecting developers, local governments, and people seeking affordable places to live.

School Bus Stop-Arm Safety Camera Act

The bill would allow school districts to install cameras on school buses that record when drivers illegally pass stopped buses, helping enforce traffic laws that protect children getting on and off buses. These camera recordings could be used as evidence to ticket or fine drivers who violate stop-arm laws, which currently exist in most states but are often ignored. The measure aims to reduce dangerous traffic violations around school buses and improve safety for students and bus drivers.

Rural Service and Workforce Corps Act

This bill would create a new program to train and employ workers in rural areas, likely through service corps or apprenticeships that help address labor shortages in agriculture, infrastructure, and other rural industries. The program would aim to provide job training and employment opportunities for rural residents while helping rural communities fill workforce gaps. It's currently being reviewed by committees focused on agriculture and education to determine which parts fall under their jurisdiction.

CHIPS Child Care Act

This bill would likely provide financial assistance or tax benefits to help families afford child care services, making it easier for parents—especially those with lower incomes—to pay for childcare while they work or pursue education. The proposal has been sent to two congressional committees to review different aspects: one committee will examine education and workforce issues, while the other will look at how to fund it through the tax system or budget.

Application FEES Act

The bill would likely modify how application fees are taxed or treated under federal tax law. Without more specific details about which applications or fees are targeted, the exact impact is unclear, but it could affect businesses that charge application fees, the individuals or organizations paying those fees, or how the government collects tax revenue from these transactions.

Invest in Rural Teachers Act

This bill would likely provide funding or incentives to attract and keep teachers in rural schools, which often struggle to compete with better-paying urban and suburban districts. The measure would help rural students by addressing teacher shortages and improving educational quality in communities that have fewer resources to recruit qualified educators.

Junk Fee Prevention Act

The proposal would require companies to disclose all fees upfront before customers complete a purchase, preventing surprise charges that appear only at checkout. It would apply to airlines, hotels, ticketing services, and other businesses that commonly add hidden fees, giving consumers a clearer picture of the true cost before they buy. The bill aims to make it easier for shoppers to compare prices fairly across different companies.

To authorize the Secretary of Housing and Urban Development to award grants to eligible entities to select pre-reviewed designs of covered structures of mixed-income housing for use in the jurisdiction of the eligible entity, and for other purposes.

The federal government would give money to local housing organizations and developers to build mixed-income apartment buildings using pre-approved designs that have already been reviewed for quality and safety. This would make it faster and cheaper to construct affordable housing by allowing builders to skip some of the design approval process and use proven plans instead. Communities and housing developers would benefit from easier access to funding and streamlined construction timelines.

Microplastics Safety Act

This bill would require the federal government to study and regulate microplastics—tiny plastic particles found in food, water, and consumer products—to protect public health. It would likely direct agencies to set safety standards, require companies to test products for microplastics, and inform consumers about potential health risks from exposure to these particles. The legislation affects manufacturers, food and beverage companies, and consumers concerned about the health impacts of microplastics in everyday products.

Expressing support for the designation of May 2025 as "National Electrical Safety Month".